Monday, September 19, 2011

Bankruptcy and Student Loans

The website AVVO is a great resource for anyone who has a legal or medical question.  As an attorney, I am interested in seeing what others attorney opinions are.

There are a number of lawyers who have opinions, and their opinions.  From what I have encountered most of their opinions are really spot on. Yes you will have some wrong ones, but there always has to be a bad bean in the bucket.

This Article was written by an attorney who is licensed in California.  However, many of the articles are from out of state so you have to pick and choose which one best fit your local rules. However, in bankruptcy the Federal Rules are universal so a lot of what other attorneys state apply to California as well.

The Article is great resource for your options regarding student loan debt and bankruptcy........ Hopefully it will give you some insight as to what your options are.

Friday, September 16, 2011

UnPaid Credit Cards

Has this happened for you?

With the rise of unemployment many individuals are stuck not paying there bills.  What happens,  late charges, and interst fees will be increased.

The debt just doe not go away.   The debt will follow you,  it can ruin your credit, and even prevent you from obtaining employment.

This article gives advise on what to do if you are behind on your bills.

I agree with most of the suggestions, as calling your credit card company can be tricky, but most are willing to work with you.

Sometimes by using an attorney you will be able to negotiate better terms, or payment plans.  Then of course if you are so far behind, and you don't see income increasing you might be best to file for bankruptcy and get a fresh start.

The Attorneys at Arroyo Law Firm can assist you in determining what is best for your financial needs.

Tuesday, September 13, 2011

My Boss is a Jerk?

Have you ever thought this?  Have you ever repeated  this?  Did you know that it is not illegal for your boss to be mean, or to be a jerk.  In fact may cases have been lost because the Court have ruled that it is not illegal for your boss to be a Jerk.

Many Clients feel that they have the right to sue, because they were fired or quite because their boss was a jerk. When in reality they have to meet certian criteria before they can sue.

The number one reason for employment law calls to the Arroyo Law Firm is that they were fired, because there boss did not like them.  Our first question is WHY?

If one of our clients is facing troubles at work, the best advise we can give them is DOCUMENT! DOCUMENT, DOCUMENT.

Gathering all the information prior to termination will help us prove your case.

If you believe you have been wrongfully terminated, The Arroyo Law Firm, can assist you. Give us a call for a free Consultation 714-566-4112.

http://www.arroyofirm.com/

Thursday, September 1, 2011

New Website!

The Arroyo Law Firm just launched their new website.

Check us out,  We offer a free 30 minute legal consultation.   We can help you answer all of your legal questions.


www.arroyofirm.com